Member-owned · Fayetteville, Arkansas
Protecting Northwest Arkansas farms and families since 1922
For over a century, our mutual has offered affordable, dependable property insurance backed by outstanding personal service — from neighbors you know.
Our Mission
Affordable protection, from a position of strength
Our purpose is to provide Arkansas residents with affordable and competitive insurance products from a position of financial strength and stability that is unmatched in our segment of the market — while providing outstanding personal service.
As a mutual, we answer to our policyholders, not shareholders. When you insure with us, you’re an owner.
What We Insure
Coverage built for rural Northwest Arkansas
Dwellings
Your home is your biggest investment. We protect houses across Northwest Arkansas against fire, storm, and more.
Mobile Homes
Affordable coverage for manufactured and mobile homes, tailored to rural properties.
Farm Buildings
Barns, sheds, and outbuildings — the working structures your farm depends on every day.
Farm Equipment
Tractors, implements, and machinery — protected against loss so your operation keeps moving.
Poultry Buildings
Specialized coverage for poultry confinement buildings and equipment — a Northwest Arkansas staple.
Livestock
Protection for the animals your livelihood depends on, against covered perils.
Pay your bill online — anytime
Look up your policy and make a secure payment in minutes. No login to remember.
Since 1922
A century of neighbors helping neighbors
Founded on the Fayetteville square by local farmers in March 1922, our mutual has protected rural Northwest Arkansas through more than 100 years of storms, fires, and change.
Local Agents
Talk to an agent who knows your county
Our local agents are ready to help. Give them a call today.